While health and government officials work together to maintain the safety, security, and health of the American people, small businesses are encouraged to do their part to keep their employees, customers, and themselves healthy.

Although this global pandemic will certainly impact your small business in some way– employees, supply chain, operations, customer service – it will no doubt impact your cash flow.

Below are some options that can help minimize your risk and help you get back to business-as-usual as soon as possible. 

SBA Disaster Assistance in Response to the Coronavirus

The U.S. Small Business Administration is offering Florida’s small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19) low-interest federal disaster loans for working capital.  Learn more or apply online (Opens in a new Window)

The Paycheck Protection Program

The Paycheck Protection Program, part of the recently passed Coronavirus Aid, Relief, and Economic Security (CARES) Act, provides the Small Business Administration (SBA) with $670 billion for American small businesses impacted by the Coronavirus. Click here (Opens in a new Window) for more information. 

Main Street Lending Program
The Federal Reserve has allocated up to $600 billion to assist small and mid-size businesses (up to 15,000 employees and $5 billion in annual revenues) that have been harmed by the coronavirus pandemic. Learn more.

Florida Small Business Emergency Bridge Loan Program

The Florida Small Business Emergency Bridge Loan Program is currently available to any small business owners in Florida who experienced economic damage as a result of COVID-19. These short-term, interest-free working capital loans are intended to “bridge the gap” between the time a major catastrophe hits and when a business has secured longer term recovery resources, such as sufficient profits from a revived business, receipt of payments on insurance claims or federal disaster assistance. Learn more or apply online. (Opens in a new Window) 

SBDC’s Small Business Resources

America’s Small Business Development Center’s (SBDC) are working to help small businesses address the business challenges of the coronavirus disease 2019 (COVID-19) pandemic. For information and resources to help small businesses plan for and respond to the pandemic, click here. (Opens in a new Window)

Coronavirus (COVID-19) Business Resources from SCORE

Small businesses are a vital part of the U.S. economy. With the recent news and concerns of the novel coronavirus (COVID-19), click here (Opens in a new Window) to access the latest business guidance, assistance and resources from SCORE.

Additional Florida Resources

BBIF (Opens in a new Window)

Enterprise Florida (Opens in a new Window)

Florida Chamber of Commerce (Opens in a new Window)

Florida SBDC (Opens in a new Window)

FloridaDisaster.Biz (Opens in a new Window)

Marine Bank stands committed to delivering the best in banking.  Should you need assistance or additional information, contact 772-231-6611 between 8 am and 11 pm EST.