Marine Bank & Trust is the area’s only independent community bank.

That is something we are very proud of. As a locally owned and operated financial institution, decisions are made at Marine Bank’s three full-service locations in Vero Beach and Sebastian. 

As a true community bank, we are committed to the success of the community, its residents and its businesses. All Marine Bank employees live in the local area and Marine Bank directors are actively involved in helping the Indian River County community grow and prosper.

Anchored in your community. Empowered to take you anywhere.

We may be a locally managed, independent community bank but we have the experience, accounts and financial services you need to succeed. From securing the capital for a mortgage to the cash management tools to improve cash flow at your business – the professionals of Marine Bank are here for you. 

Our Vision

We will be the bank where people want to work, customers want to bank and shareholders are glad they invested.

Our Mission 

We are dedicated to developing our employees, exceeding our customers’ expectations, providing our shareholders with a good return on their investment, and contributing to the growth and success of the communities we serve – in every office, with every customer, every day.

Our Core Values

Integrity
We are honest and ethical in all our actions. We value integrity and set the highest standard of ethics for behavior. 

Respect
We show regard and concern for others. We measure success in human terms. The quality of our relationships with associates, customers, shareholders and all others is critical.

Accountability
We take responsibility for being the best at what we do, on getting it right, and on having a positive effect on everyone we touch.

Knowledge
We understand that being well informed makes us a trusted and valuable resource. We strive to know everything about our organization, our responsibilities and how to communicate our knowledge to others. 

Passion
We have powerful and compelling enthusiasm for our relationships and for what we do. We approach everything with eagerness and emotional commitment.

Excellence
Our goal is to be the best. We work to exceed every expectation and strive to make every interaction a memorable experience.

Community
We take pride in being a great neighbor and a responsible corporate citizen. We contribute to the well-being of the communities where we live and work through ideas, employee volunteerism, civic leadership and stakeholder engagement.


Contact Us
Grow Your Business
We make lending decisions locally and quickly to keep our community growing.

Switching to Marine is Easy
Our team is happy to make your move to Marine seamless.