"Your Only Independent
Community Bank"


 20th Anniversary

Commercial Lending

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Consumer & Residential Loans

Make your dreams a reality with the right loan. Our loan process is easy with personalized service, local decision making and competitive rates and terms. Buy a home. Build your dream home. Make a luxury purchase. Even with big purchases you can relax because we keep it simple. For a personal consultation about your borrowing needs contact us today .

Residential Mortgage Loans                       APPLY NOW

Purchasing or refinancing your home is easy and convenient with our personalized service. We offer a variety of fixed and variable rate products and can structure a mortgage to fit your unique needs. To expedite your request as quickly as possible, our local real estate experts stay with you every step of the way.

Home Equity Loans & Lines of Credit

Tap the equity in your home for college, home renovations or that dream vacation. Fixed rate and variable rate loans and lines of credit give you the flexibility you need.

Residential Lot Loans

Finance your new piece of paradise with a loan designed expressly for residential lot purchases.

Construction-Permanent Mortgage          APPLY NOW

Our construction-permanent mortgage is designed to finance the building of your home from the blueprint stage to completion. One closing is all it takes. When you move in, your construction loan converts to a convenient, permanent mortgage.

Personal & Consumer Loans

A boat. A motorcycle. A diamond ring. We can structure a personalized loan for whatever you need or desire.

Contact Marine Bank for your Consumer & Residential Loan Needs


   Mary A. Cone
Vice President, Residential Mortgages
NMLS 646660
(772) 231-8218
mcone [at] marinebankandtrust.com
          Erika Rico
Residential Lending Associate
NMLS 1078787
O (772) 316-1276
C (772) 584-9087
erico [at] marinebankandtrust.com
  Bob Morgan
Residential Loan Officer
NMLS 583170
O (772) 646-6030
C (772) 559-0097
bmorgan [at] marinebankandtrust.com
   Jim Stanley
Residential Loan Officer
NMLS 516897
O (772) 231-8246
C (772) 473-0645
jstanley [at] marinebankandtrust.com
General Inquiries
(772) 231-6611
(888) 231-6621 Toll Free
loans [at] marinebankandtrust.com                               

*To prevent spam, email addresses on this webpage are not formatted as links.  To send an email to any of the above individuals, replace " [at] " with "@" in the address.

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The My Money Program, created by the Florida Department of Financial Services is a comprehensive and inclusive financial literacy program and resource clearinghouse for individuals with developmental disabilities, their family and caregivers. 

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