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Community Bank"


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Business Checking Account Options

At Marine Bank and Trust, your business is in the personal care of bankers who are among the most experienced and recognized in the field -- dedicated experts who work together to create opportunities and solve problems. We understand your industry, your potential for growth and your cash flow, which helps your business flourish.

As part of your community, we take pride in the personal relationships we’ve developed with our local business customers and understand their individual, unique needs. At Marine Bank, we maintain the intimate, personal feel of a true community bank while offering all of the latest business financial products and services for our customers.

Like to meet your bankers?  Click here. 

Business Checking Product Comparison
Account Features Free Premier Analysis Non-Profit (Interest Bearing) Non-Profit (Non-Interest Bearing) Money Market Account 
Items processed at no charge 300 500 N/A 25  25 restrictions apply
Excess item charge $0.25 $0.15 calculated $0.15 $0.15 N/A
Balance to avoid service charge N/A See footnote (1) calculated See footnote (2) See footnote (3) $2,500 minimum
Monthly service charge N/A $10 calculated $5  $5 $12.50
 Debit card available(4)  yes yes yes yes yes no

All listed accounts benefit from surcharge-free transactions at any Allpoint ATM.  
Click here to locate an Allpoint ATM.

Online banking and bill-pay free free free free free free online banking only

(1)  Premier:  $2,500 daily balance or $5,000 average daily balance
(2)  Non-Profit Interest:  $1,000 daily balance or $2,000 average daily balance
(3)  Non-Profit Non-Interest:  $500 daily balance or $1,000 average daily balance
(4)  Pending credit approval


Free Business Checking

Whether you’re a new business, or long-established, this plain and simple account gives you the flexibility to conduct your transactions with no monthly service charge or minimum balance requirements. Free business debit card and online banking provide the tools to help you manage the account… on your terms.

Premier Business Checking

Is your business checking as busy as you are? Does your organization tend to keep a consistent level of funds in your account? Then this is the account for you!

You can write or transact up to 500 items on this account, while maintaining a minimal balance to waive the maintenance fee.

Analysis Business Checking

This account is perfect for businesses with significant transaction volume, and has been designed to handle your everyday needs. Marine Bank offers features that can improve your company's cash flow, like competitive earnings credits to offset potential service fees, online banking, and business debit cards that can help enhance your operating efficiency.

Non-Profit Business Checking (Interest & Non-Interest Bearing)

This affordable checking account is designed specifically for both large and small not-for-profit organizations.

Business Money Market Account

Keeping a portion of your business funds in a higher yield account just makes good sense! With Marine Bank’s higher-yielding Money Market account, your money is federally-insured and earning a higher dividend rate than a standard savings account. In fact, with our tiered-rate feature, the higher your balance, the higher your dividend rate. And with unlimited deposits and six free withdrawals, you'll have access to your funds anytime.


Meet Your Banker


Island Location - Admiral

Mainland Location - Pelican

   Georgia L. Irish
Branch Manager
(772) 231-8207
girish [at] marinebankandtrust.com

Kim Prado
Branch Manager
(772) 316-1262
kprado [at] marinebankandtrust.com 

   Anne H. Sheppard
Personal Banker
(772) 231-8213
asheppard [at] marinebankandtrust.com

Jessica Francis
Personal Banker
(772) 316-1273
jfrancis [at] marinebankandtrust.com

  Arianne Rust
Personal Banker
(772) 231-8229
arust [at] marinebankandtrust.com

Michele Thiemann
Personal Banker
(772) 316-1274
mthiemann [at] marinebankandtrust.com

General Inquiries
(772) 231-6611
(888) 231-6621 Toll Free
email [at] marinebankandtrust.com

*To prevent spam, email addresses on this webpage are not formatted as links.  To send an email to any of the above individuals, replace " [at] " with "@" in the address.

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Help protect your business from counterfeit bills with this information from the United States Secret Service.




The My Money Program, created by the Florida Department of Financial Services is a comprehensive and inclusive financial literacy program and resource clearinghouse for individuals with developmental disabilities, their family and caregivers. 

Click here to view the brochure








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